How to tell you
are becoming a grown up: You buy your first house.
How to tell you are fully ensconced in home ownership and adulthood: You refinance at 5.75% and mumble things like "escrow" under your breath.
How to tell you still have your priorities straight: Upon learning from your closing lawyer that the market that closed recently, a block from your newly refinanced house is going to be a bakery soon... you squeal exceptionally loudly with joy.
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